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How to use Apple Pay on your Apple Watch

Set up Apple Pay on your Apple Watch with this handy guide. With the one-tap payment feature, your transactions become easier than ever if you own one of the best Apple Watches.

Preparing to use Apple Pay on your Apple Watch

It's important to note that Apple Pay works on the Apple Watch or an iPhone using NFC technology, allowing the interactivity of tap payment. This technology is inert, which means it does not consume energy and works in the same way as the contactless function of your bank card. This should work on most contactless-enabled payment terminals.

Once set up, your Apple Watch will let you pay without needing your phone or credit card, which is handy when you're going out for a run and want to have cash on you in case you need it.

Quick steps to set up Apple Pay on your Apple Watch

  • Open the Apple Watch app on your iPhone and select My Watch then Wallet and Apple Pay.
  • Tap Add next to the card you want to use.
  • Open the Wallet app on your Apple Watch and select the three-dot menu icon. Choose the card you want, then follow the instructions to activate it.
  • Step-by-step guide to setting up Apple Pay on your Apple Watch

    You must first set up Apple Pay on your iPhone connected to your Apple Watch and signed into the same Apple account. Make sure you have set up Apple Pay on your iPhone before starting this process for the watch.

    Set up Apple Pay on your iPhone

  • Open the Apple Watch app on your iPhone and select My Watch then Wallet and Apple Pay.
  • You can select cards already set up on Apple Pay. Tap Add next to the card you want to pair with Apple Watch, then enter the card's CVV number. Your card issuer may request additional information before proceeding to the next step.
  • Your card will now be ready to use on your Apple Watch without needing the iPhone.

    Add a map to your Apple Watch

  • Open the Wallet app on your Apple Watch and select the three-dot menu icon.
  • Choose the card you want, then follow the instructions to activate it.
  • By touching and holding a card, you can move its order to access the cards you need most first.
  • To delete a card, go to Wallet, select the card, then scroll down and tap Delete.
  • Set your default payment card on Apple Watch

    You may have multiple cards and payment methods associated with your Apple Watch. It's a good idea to have a backup card in case one of them fails, which is ideal if you're on the move without your phone.

  • Open Wallet on your Apple Watch.
  • Select the three-dot menu icon and tap Default Map, then select the map you want to use as default.
  • Final Thoughts: How to Secure Your Apple Pay

    If you remove your Apple Watch, it will automatically lock and will not allow the use of Apple Pay. This provides a layer of security, but if you think you've lost your device, it's always best to enable Lost Mode from your iPhone.

    You should also sign in to your Apple ID and disable the ability to pay with your cards on your Apple devices, as a security measure.

    It is advisable to have a passcode on your Apple Watch to unlock it without the iPhone, adding an extra layer of security. There is also an option to erase all data after more than 10 consecutive failed unlock attempts. To do this, open Settings on your watch, tap Passcode, then turn on Clear data.

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